"Affordable Cost Solution" Fixed Indemnity Policy
An illness or accident resulting in a hospital stay can happen at any time. Help protect your finances with MedMutual Protect’s Affordable Cost Solution Fixed Indemnity Policy.
Included Benefits
The fixed indemnity policy provides benefits for:
- Hospital Confinement & Observation Care
- ICU Confinement
- Inpatient Doctor Visits
- Surgical Operation
- Outpatient Chemo/Radiation Therapy
- Anesthesiologist
- Day of Surgery Service
Optional Outpatient Benefits
- Outpatient X-Rays, MRI, CT Scans and Lab Tests
- Doctor Visits
- Emergency Room
- Ambulance
- Prescriptions
- Preventive Care Benefits
Included Benefits
The fixed indemnity policy provides benefits for:
- Hospital Confinement & Observation Care
- ICU Confinement
- Inpatient Doctor Visits
- Surgical Operation
- Outpatient Chemo/Radiation Therapy
- Anesthesiologist
- Day of Surgery Service
Optional Outpatient Benefits
- Outpatient X-Rays, MRI, CT Scans and Lab Tests
- Doctor Visits
- Emergency Room
- Ambulance
- Prescriptions
- Preventive Care Benefits
Policy Features
- No deductibles: Receive each benefit that is payable.
- This policy is “flexible” because you select the benefits that best meet your needs.
- You select your own hospital or physician.
- No coordination of benefits: Benefits are paid in addition to any other insurance coverage or health plan you may have.
- This policy is designed to supplement your existing health insurance.
- Benefits may be paid directly to you or to whomever you assign.
- All benefits “reset” each policy year.
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.