Hospital Confinement Indemnity Policy
If you or a family member are confined in the hospital, the out-of-pocket costs can add up fast. MedMutual Protect’s Supplemental Hospital Confinement Indemnity Policy provides you with an added layer of financial protection.
Policy Features
- There are no deductibles; You receive the amount of the benefit that is payable.
- This is a flexible policy that lets you select the benefit levels that best meet your needs.
- Choose your hospital confinement benefit level, from $100 to $2,000 per day.
- This policy is designed to supplement your existing health insurance.
- Benefits are paid in addition to any other insurance, including Medicare, insurance with other companies, or federal or state benefits.
- Benefits may be paid directly to you or to whomever you assign.
- Coverage is guaranteed renewable.
- Select your own hospital or physician.
Included Benefits
With no deductible to meet, this hospital confinement indemnity policy pays up to $2,000 per day of hospital confinement, in addition to any other coverage you may have. Optional benefits will also pay benefits for:
Inpatient/Outpatient Surgery Benefit
- Surgeon's Benefit - Choose from $1,000, $2,000, $3,000 or $4,000 Surgery Schedule
- Anesthesiologist Benefit
- Day of Surgery Benefit
Ambulance Benefit
- Ground Ambulance
- Air Ambulance
*Benefits based on the coverage available by state.
Policy Features
- There are no deductibles; You receive the amount of the benefit that is payable.
- This is a flexible policy that lets you select the benefit levels that best meet your needs.
- Choose your hospital confinement benefit level, from $100 to $2,000 per day.
- This policy is designed to supplement your existing health insurance.
- Benefits are paid in addition to any other insurance, including Medicare, insurance with other companies, or federal or state benefits.
- Benefits may be paid directly to you or to whomever you assign.
- Coverage is guaranteed renewable.
- Select your own hospital or physician.
Included Benefits
With no deductible to meet, this hospital confinement indemnity policy pays up to $2,000 per day of hospital confinement, in addition to any other coverage you may have. Optional benefits will also pay benefits for:
Inpatient/Outpatient Surgery Benefit
- Surgeon's Benefit - Choose from $1,000, $2,000, $3,000 or $4,000 Surgery Schedule
- Anesthesiologist Benefit
- Day of Surgery Benefit
Ambulance Benefit
- Ground Ambulance
- Air Ambulance
*Benefits based on the coverage available by state.
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.